I would highly recommend them to anyone looking to switch. The rep (in Risk Management) treated me like the criminal not the victim. Recently I was told to open a credit card account with them to avoid overdrafting, so i did. Digital Federal Credit Union (DCU) - Read unbiased reviews of Digital Federal Credit Union (DCU), rated 4.2 out of 5 stars by 262 users I tried complaining to a supervisor and they hung up on me! It was quick to open.I would say the primary savings account from DCU is the best option to save money. Enjoy no monthly fees and a competitive APY with this online-only savings account. Perhaps it is because DCU is non-profit or because they don't charge any fees, but their loan rates are a little higher than those of their competitors. I have been banking with DCU for three years. Earn one of the nation's top rates. The lady who opened my account was able to let me use my fiance, but was hesitant about it. However, if you do that, you can not have any credit card or loan. Called and got it set back up, still doesn't draft. Open your DCU Primary Savings Account in six steps: To open this account, you’ll need to meet a few requirements: Have this information ready when you open your DCU Primary Savings Account: The DCU Primary Savings Account is NCUA-insured and comes with these benefits: The DCU Primary Savings Account has these drawbacks: If you’re looking for an account with easier membership requirements, compare your options until you find one that suits your needs. Anyone can contribute to the account, including parents, grandparents, relatives, or friends,** and the funds can also be used for primary education expenses, such as private elementary school tuition. Digital Federal Credit Union does offer you the option to earn some extra perks if you have what it calls Relationship Benefits, as described below. I have set up both a checking account and money market account with them all online and they are in your online account access immediately so you can access them right away. within couple of months, came down to 600+ because of DCU reportings. I love itt!! You’ll then provide personal information and prove your eligibility. Actually u wanna tell me that overstock shipped goods without being paid because I received my stuff aug 14th 2019. We may rely on information that is provided But they never told me that I would have to fill out another form allowing them to take the funds out of my credit card. Something is wrong some were.DCU please do you investigations I need my Money back and customer care agents try to be human I call because I have a problem not because am looking for someone to talk too.I have account with DCU Andover ma i reside in Andover ma. Daily compounding interest. That shows how ethical this credit union is. If you’re a new user, you’ll be required to open a primary savings account. Me and my parents have been DCU account holders for over 10 years. Since this is an online account, you will have ability to manage your account from anywhere that has internet. Called them and there is a 3-4 hour wait time to talk to someone. They did NOTHING! If you have a DCU account, you can get your free credit score (from Equifax) every month. The only fault I would find with them is their interest rates on savings are a little low compared to some other credit unions,I am writing this review because I read several bad reviews here that had two things in common. If you do not maintain that account and meet it's requirements, you get .25% less interest. They print it out for you on the spot, no fees attached. Available nationwide, Digital Credit Union is offering a 6.17% APY rate when you open a Primary Savings Account up to $1,000 with a minimum opening deposit of $5. 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