To receive the Travel Credit Your HSBC Premier World Elite credit card … The conversion rate is $1 RewardCash = HKD$1. HSBC Premier Mastercard: 1.5 Reward Points + 3,000 free points upon activation (new applicants only) & 8,000 Bonus Points for spending $6,000 in the first 3 months. Keep Rewards simple. HSBC credit card holders have access to a wide range of rewards suited to different types of spenders. 2X Points on Home & Health Earn two Points per dollar spent (up to … Welcome bonus. Introductory rates only apply if you haven't held an HSBC credit card within the last 6 months. Create your own Flexi-Rewards by combining points and cash just the way you … You can apply for a Rewards Credit Card if you’re 18 or older, live in the UK and have an annual income of £6,800 or more (before tax). The HSBC Cash Rewards Credit Card is a cash back credit card that does not charge an annual fee. 3% Introductory Cash Rewards on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases. The hook for this card is a 12-month introductory period of 3% cash back rewards along with an … Terms and conditions Dairy Farm Gift Vouchers are valid at Cold Storage, Market Place, Jasons, Giant, Guardian and 7-Eleven stores … 2 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. 1% Rewards earned on supermarket spend and 0.5% at their petrol stations, … Here we take a deep dive into the HSBC Rewards program and show you how to maximize the return on your spending. See up to date offers on the Mastercard Pay with Rewards app or website. For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). HSBC Premier Mastercard Black credit card: 2 reward points + 3,000 free points upon activation (new applicants only) & 40,000 Bonus Points for spending $20,000 in the first 3 months. 100 points is worth £1. Help is always at hand if your card is lost or stolen. The no fee HSBC credit card is as basic a credit card as you can get. ... Credit card rewards. To find out what may have changed, call 800.975.4722 (HSBC). For each billing cycle, variable APRs are calculated by adding a specified amount (“Spread”) to the U.S. Prime Rate published in the Money Rates table of The Wall Street Journal that is in effect on the last day of the month (“Prime Rate”). Key in your 16-digit HSBC credit card number when prompted. If you’re looking to maximize your cash back rewards on everyday spending, HSBC has an offer aimed at catching your attention. This allows you to pay for things in shops, apps and on websites immediately using Apple Pay, while waiting for your new card to arrive. 4 National brands are updated frequently. Select "Card Services" and select the Credit Card you wish to redeem. HSBC Rewards Redemption Delivery Notice: In light of the extension of the Movement Control Order, Redemption for Air Miles and Rewards Cash/Premier Junior Cash Back processing timeline remains the same but redemption for items/products and vouchers will, as things stand, be delivered after the Movement Control Order period ends, subject to availability of stocks. You’ll earn points whenever you use your card to make a purchase but you won’t be able to see or use your points until after you’ve registered. A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. 1; Set a four-digit passcode. Wherever you are in the world you can speak to our dedicated team about getting an emergency cash advance. A Cash Advance Fee of either $10 or 5%, whichever is greater, will apply on each cash advance transaction. If you select Cash Back as a direct deposit, only HSBC Bank USA… Balance transfers must be posted within the first 60 days following Account opening. The HSBC UK Rewards Credit Card allows cardholders to accumulate reward points on everyday purchases, both in-store and online. After the Introductory Period, a variable Purchase APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to credit card purchases; and a variable Balance Transfer APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to balance transfers, for the HSBC Gold Mastercard® credit card. Create your own Flexi-Rewards by combining points and cash just the way you like and embark on an online shopping experience! All rights reserved, The credit card that rewards you when you shop. You need to be registered for Online Banking to apply. Your APRs may increase to the variable Penalty APR of 29.99% if you fail to make a minimum payment to us when due. You'll instead earn 1 HSBC Rewards Point per £5 spent. By using your HSBC credit card account at any of our participating retail … safety and security around the world, we reward you every time you use your HSBC Premier Credit Card Representative APR 18.9% variable ® *1For every £1 of eligible spend on your credit card: you’ll earn one Reward Point if it’s in Sterling currency *2, or two Reward Points if it’s in non-Sterling currency *3. Mobile App: Simply download the Pay with Rewards app onto your mobile device from Google Play or the App Store. There is no Annual Fee or Foreign Transaction Fee. 3The total eligible net spend in the 12-month period from the account opening date needs to be £10,000 or more. Our convenient and easy-to-use HSBC Travel … And don’t worry, if you forget to allocate your points before making a purchase, you can still use them against a valid transaction made within the last 7 days on the App. After the first $10,000 in new purchases, or the first twelve (12) months from Account opening, whichever comes first, you will earn 1.5 Cash Rewards per $1 on all new purchases. We see how it stacks up against the best of its rivals. Press 3 to Select "Card Fees, Rewards and Benefits". Balance transfers must be posted within the first 60 days following Account opening. Select "Card Services" and select the Credit Card you wish to redeem. *(Any Non-sterling transactions will be charged with a Non-sterling transaction fee of 2.99%. Currently, Pay with Rewards is only available to HSBC Rewards primary credit card holders. With our brand-new Flexi-Rewards, you can shop online with your points and enjoy great value on over 500 hand-picked items! The 0% Introductory APR does not apply to cash advances and overdrafts. For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (02)7976-8000 from overseas, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to hsbc@hsbc.com.ph.If you want to find out more about HSBC's customer feedback procedures, please … 2021. Also, a merchant is not an "Authorised Merchant" for a transaction if the transaction is not processed by the Mastercard payment network. It’s easy to get in touch online. HSBC Rewards Redemption Delivery Notice: In light of the extension of the Movement Control Order, Redemption for Air Miles and Rewards Cash/Premier Junior Cash Back processing timeline remains the same but redemption for items/products and vouchers will, as things stand, be delivered after the Movement Control Order period ends, subject to availability of stocks. You can redeem your points against a purchase at any time, even if you haven’t got enough points to cover the whole of a transaction. The HSBC Rewards Credit Card does not feature any bonus categories. Our branches are offering a limited service because of coronavirus. The 0% Introductory APR does not apply to cash advances and overdrafts. HSBC Reward programs are highly flexible and the reward points hold their value well, regardless of how you use them. After that, you’ll enjoy everyday spending earnings of 1.5% cash back. After the Introductory Period, a variable Purchase APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to credit card purchase balances; and a variable Balance Transfer APR of 13.99% to 23.99%, depending on your creditworthiness, will apply to balance transfers, for the HSBC Cash Rewards Mastercard® credit card. Your HSBC Cash Rewards Mastercard® credit card must be open and in good standing in order to earn Cash Rewards. HSBC Reward+ app is tailor made for HSBC Credit Card. Considering that most credit cards charge a 19.99% rate or higher, this card can save you a lot of money over time if you carry a balance. Financial rewards – Pay down your HSBC residential mortgage, add to your HSBC personal savings account, or reduce your credit card balance. How you earn Rewards Points or Cash Rewards: You earn Points or Cash Rewards when you use your card to make new purchases (minus returns, credits and adjustments). Get up to 10 points for every £1 you spend at selected retailers, and 1 point for every £5 you spend elsewhere. Collecting and spending reward points is easy. The variable Cash APR applies to cash advances and overdrafts, and is 24.99%. Interest-free 1 is a great option to help your customers finance a major purchase and spread out the payment. Whether you want to purchase cheaper flights, buy gifts for a loved one or have a discounted meal at your favourite restaurant, you can use your HSBC reward points to … 4 All Reward option items are subject to limited availability … HSBC Cash Rewards Credit Card View Summary of Terms, HSBC Gold Credit Card View Summary of Terms. Learn more today. The original purchase, and the corresponding Pay with Rewards credit, will appear on your monthly credit card statement. To collect reward points, simply shop as usual with your card. * At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. The HSBC Cash Rewards Mastercard® credit card is a solid no-annual-fee credit card that earns 1.5% cash back on all purchases. Be rewarded for every Ringgit you spend. If you’re not a HSBC customer yet but would like to take up the Rewards Credit Card today, you first need to successfully apply and qualify for an HSBC Advance Bank Account. HSBC Reward+ lets you pay your credit card bill and any merchant transaction with RewardCash, without limits or restrictions. Access worldwide offers and discounts on everything from savings on clothing to exciting days out. Premier Rewards Catalogue (PDF) Premier Rewards Catalogue (PDF) Download link. Air Miles is the loyalty programme for HSBC UAE credit cards that rewards you with Air Miles every time you use your credit card. There’s no waiting for vouchers or statements to arrive – use your points instantly with the Pay with Rewards app. All HSBC Credit Cards are available with All HSBC Credit Cards are available with Apple Pay®, Google Pay TM, and Samsung Pay TM. Log on to apply For an HSBC Advance Credit Card, Register for Online Banking to apply for an HSBC Advance Credit Card This link will open in a new window, Textphone contact numbers Opens in overlay, Summary box (PDF, 44KB) for HSBC Rewards Credit Card Download, Standards of Lending Practice Opens in overlay, Rewards Programme Rules (PDF, 61KB) Download, Credit Card Terms and Conditions (PDF, 1.26MB), Credit Card Terms and Conditions (PDF, 1.26MB) Download, Follow HSBC UK on Facebook This link will open in a new window, Follow HSBC UK on Twitter This link will open in a new window, Follow HSBC UK on YouTube This link will open in a new window, Our website doesn't support your browser so please upgrade, View our service status to see how we're doing, Careers, media, investor and corporate information, have an annual income/pension before tax of £6,800 or more, a Bank Account or Premier Account, and have paid a total of £1750 a month into your account. The HSBC Cash Rewards credit card is a simple no-annual-fee credit card that offers a reasonable 1.5% cash back on all purchases. Key in your 16-digit HSBC credit card number when prompted. If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. Use your rewards just the … As long as they’re over 18, you can add your partner or a family member to your account. No, HSBC Travel is there for your travel needs whether you are redeeming Rewards or just looking to earn Rewards by using your HSBC credit card to book travel. Earning miles Spend anytime, anywhere with your HSBC Gold Credit Card and … The variable Cash APR of 24.99% will apply to cash advances and overdrafts. The information may have changed after that date. Rewards for miles – Convert your Points into frequent flyer miles for great travel and lifestyle rewards. You’ll need to pay in at least £1750 per month. 1 How you earn Rewards: You earn Rewards when you use your card to make new purchases (minus returns, credits and adjustments). See the HSBC Cash Rewards Mastercard® credit card Rewards and Benefits brochure and Mastercard Guide to Benefits brochure for full details. To qualify for an HSBC Advance Bank Account you must pay at least £1,750 a month into the account (or a minimum of £10,500 every 6 months), not including money transferred from other sole or joint personal accounts held with HSBC UK. 0%2 Introductory APR on Purchases and Balance Transfers in the first 18 months from Account opening. Our website doesn't support your browser so please upgrade. Download PDF today. Discover which HSBC credit card is right for you and receive a wide variety of privileges, rewards, and exclusive offers. HSBC is the latest UK bank to launch a rewards credit card that can earn users cashback when they shop. Earn 3% Cash Rewards on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases.1. Balance Transfers must be posted within the first 60 days following Account opening. A dedicated HSBC Credit Card mobile app which enables HSBC credit cardholders to view an array of fabulous offers at a glance, and manage credit card rewards and transactions anytime anywhere. Find out more today. If the Prime Rate changes, the new APRs will take effect on the first day of your billing cycle beginning in the next month. All our credit cards are eligible to be used for Interest Free. It's usually quickest to apply online, but if you're having trouble with your application, we're here to help - just head to our contact us page. Find out how an HSBC Advance Current Account can reward you. This does not give travel rewards, but I wanted to highlight it because: it shows, very clearly, where all cashback credit cards in the UK are heading, and. We’re constantly updating our offers, so they may vary as new ones come in. 0% interest on purchases for 6 months* from account opening, 0% interest for 6 months* on balance transfers made within the first 60 days of account opening. When first signing up to the card, customers will receive 2,500 reward … Help & support. With HSBC credit card, you can: Purchase goods and services with your HSBC credit card in Vietnam and when you are traveling overseas at 30 million retailers displaying a Visa logo. HSBC Interest Free Become a retail … A Cash Advance Fee of either $10 or 5%, whichever is greater, will apply on each cash advance transaction. View your pre-filled application form, submit in just one click, and receive an instant decision. Your Travel Credits will post automatically to your credit card statement in 1-2 billing cycles. Enter your primary HSBC Rewards card number and follow the on-screen instructions. Rewards for miles – Convert your Points into frequent flyer miles for great travel and lifestyle rewards. Please visit your local branch to apply. 2 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. HSBC's Credit Card Rewards Catalogue gives you great deals on everyday basics, dining delights, shopping perks, travel privileges and much more. The HSBC +Rewards Mastercard offers a standard low-interest rate of 11.9% on purchases, balance transfers and cash advances. Put your ideas into action with an HSBC loan. Financial rewards – Pay down your HSBC residential mortgage, add to your HSBC personal savings account, or reduce your credit card balance. 3 The information about the costs and benefits of the card described is accurate as of {{currentDate}}. HSBC's Rewards Voucher can be used directly at Cold Storage or Giant cashier points, or please exchange for Dairy Farm Gift Vouchers at any Cold Storage or Giant outlets. 1 For the first $10,000 in new purchases within the first twelve (12) months from Account opening, you will earn three (3) Cash Rewards per dollar. 1 The cash amount will be charged to your HSBC credit card. You need to have an HSBC Advance Bank Account (or have paid a total of £1750 a month into an HSBC UK Bank or Premier Account over the last 6 months). Gift Cards. 1The following do not count as eligible purchases: ATM cash withdrawals; cash advances or cash related payments; balance transfer transaction; tax payment transactions; gambling transactions; any fees or charges incurred through the use of your credit card. To find out what may have changed, call 800.975.4722 (HSBC). Great. To find out what may have changed, call 800.975.4722 (HSBC). Give yourself, or someone special, a gift card from one of these top retailers. Send RC instantly to your family and friends via the HSBC Reward+ app. Key in your 6-digit Phone Banking PIN (if you do not have a Phone Banking PIN, simply press # to reset your PIN with a SMS One-time password (OTP)). HSBC Credit Card RewardCash Programme Redemption Form Please return the completed redemption form by post to Card Centre – Customer Service Section, 8/F, Tower 2 & 3, HSBC Centre, 1 Sham Mong Road, Kowloon. For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (02)7976-8000 from overseas, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to hsbc@hsbc.com.ph.If you want to find out more about HSBC… The HSBC +Rewards Mastercard has a low annual fee of $25, which is reflected in what you get with the card. Set your Pay with Rewards preferences and simply use your card like you normally would. For every £1 of eligible spend*1 on your credit card: you’ll earn one HSBC Premier Reward Point if it’s in Sterling currency*2, or two HSBC Premier Reward Points if it’s in … HSBC Credit Cards are issued by HSBC Bank USA, N.A., subject to credit approval. Simply register via the Pay with Rewards mobile app, or through the Pay and Rewards website. However, "Authorised Merchants" do not include hotels, car and truck rental agencies, gas stations, cruise ships and other merchants or transactions requiring pre-authorization, as Mastercard may designate from time to time, without further notice to you. Available to HSBC Advance current account customers, the bank's HSBC UK Rewards Credit … Registering your HSBC Rewards Credit Card through the Pay with Rewards mobile app or website is simple and secure. If you’re not a HSBC customer yet but would like to take up the Rewards Credit Card today, you first need to successfully apply and qualify for an HSBC Advance Bank Account. These APRs will vary with the market based on the Prime Rate. Contact HSBC. Page 2/4 CPD244R52E W Cardholder’s name (Mr/Mrs/Miss/Ms) Our Premier credit card for our Premier customers. Travel booked with Points is not eligible for Travel Credit. Press 3 to Select "Card Fees, Rewards … Cash Rewards can be redeemed as cash back. Please ensure you read the important information in the ‘Things you should know’ section before applying. it shows how surprisingly generous many non-Amex travel rewards cards still are You can even set your preferences so your points are automatically used for your next purchase. Take a look at the latest HSBC Credit Card Rewards Catalogue to explore entertainment, financial, merchandise, travel and gift card offers. Cash Rewards do not apply to account upgrades, account transfers, balance transfers, credit card checks, cash advances or overdrafts. See Summary of Terms for details. Simply call 1800-HSBC … Your HSBC Cash Rewards Mastercard® credit card must be open and in good standing in order to earn Cash Rewards. While the HSBC World Elite Mastercard has a high annual fee, it also comes with a generous welcome bonus worth an estimated $200. An Overdraft Transaction Fee of either $10 or 5%, whichever is greater, will apply on the overdraft amount, if applicable. © HSBC Bank USA, N.A. Choose from a wide range of rewards Utilise our state of the art online travel platform to use your points to book your … Start using your HSBC Credit Card to earn points and redeem them online or in stores. HSBC Rewards is a flexible rewards program with good point values for the majority of its redemption options.. While there are other cards that earn more cash back on … HSBC has launched a credit card in the UK that allows customers to earn points as they spend. Pay with Rewards is an innovative solution by Mastercard® that allows HSBC Rewards credit card customers to use their reward points against purchases they make at millions of participating locations worldwide, both for point of sale (POS) transactions as well as online transactions. Instead of a traditional welcome bonus, the card offers: … Rewards Credit Card Visa Platinum Cashback Credit Card Visa Gold Credit Card ... Colombo Jewellery Stores American Tourister Guess Adidas Originals – One Galle Face Mall ... click to open HSBC Sri Lanka's facebook This link will open in a new window. The HSBC Cash Rewards Mastercard® credit card operates the simplest form of cash back rewards, offering a flat rewards rate that provides the same 1.5% cash back on every purchase. A Balance Transfer Fee of either $10 or 4%, whichever is greater, will apply on each balance transfer. Collect reward points by shopping with your card. Partner with HSBC to offer interest-free finance. With our brand-new Flexi-Rewards, you can shop online with your points and enjoy great value on over 500 hand-picked items! We aren’t offering our Rewards Credit Card in branches at the moment. Enjoy a wide range of entertaining experience with HSBC credit card rewards partner today. A check fee of either $10 or 4%, whichever is greater, will apply on each check written for purposes other than Balance Transfer. *Channel Islands and Isle of Man customers are not eligible to apply online. See Summary of Terms for details. These APRs will vary with the market based on the Prime Rate. The monetary equivalent of your points will be credited to your card account. You can view and redeem your rewards via mobile app or online. Get 2,500 welcome points worth £25 when you make your first transaction. Balances can't be transferred from cards issued by other members of the HSBC Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd. To be eligible for the HSBC Rewards Credit Card, you need to: And be an existing HSBC UK customer who holds one of the below: If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch. A. Select "Card Services" and select the Credit Card you wish to redeem. Careers, media, investor and corporate information, After that, a competitive variable APR of 13.99% to 23.99%, After that a competitive variable 13.99% to 23.99%. Because HSBC uses a credit card for interest free 1, customers are able to make further purchases as 'add-ons', as long as they stay within their approved credit … 1a These offers are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC credit card account. Share RewardCash . With Pay with Rewards, you have endless opportunities for using points against purchases you make, in-store or online, at millions of eligible Mastercard locations, within and outside of the UK*. All Rights Reserved. Simply walk in to an outlet and redeem your points to shop to your heart's content. My Rewards Points is a loyalty program that rewards HSBC credit card holders for their everyday shopping using their HSBC Credit Cards, allowing cardholders to convert these Rewards Points in to rewards of their choice, including flights, hotel accommodation, restaurants, electronics and e-vouchers. 1.5% Cash Rewards on every $1 you spend on all new, net purchases after the intro period. Use your points towards purchases, wherever Mastercard’s accepted. Get up to 50% discount on travel, fashion and gift purchases with our range of HSBC Credit Cards. Then use the Mastercard Pay with Rewards app or website to use your points towards purchases – online or in stores. The fees will be applied on the entire transaction amount regardless of the points used. With the HSBC Rewards Credit Card, you’re never far from a reward. For inquiries or complaints, please call HSBC's Customer Service at (02) 8858-0000 from Metro Manila, +1-800-1-888-8555 PLDT domestic toll-free, (02)7976-8000 from overseas, (International Access Code) + 800-100-85-800 international toll-free for selected countries/regions, or send an email to hsbc@hsbc.com.ph.If you want to find out more about HSBC… You reward points with every purchase you make after the intro period option to help customers. Finance a major purchase and spread out the payment HSBC Advance Current account holders, and receive a wide of... Ll need to be £10,000 or more please ensure you read the important information the. Rewards.Hsbc.Ca for more information to apply transfers, balance transfers and purchases will revert to the standard variable rate important... The latest HSBC credit card you wish to redeem is accurate as of { { currentDate }! To status, affordability and Terms and conditions your own Flexi-Rewards by combining points and cash advances and overdrafts does... Automatically to your account * Channel Islands and Isle of Man customers are not eligible to be used for Free... Submit in just one click, and exclusive offers Catalogue to explore entertainment, financial, merchandise, and. All purchases the COVID 19 situation you reward points with every purchase you make are automatically used for Free... ) Download link on every $ 1 you spend at selected retailers, and exclusive offers your (., or reduce your credit card is available to Advance Current account holders and. Or overdrafts can ’ t be used against the Non-sterling transaction Fee either... Hsbc personal savings account, or reduce your credit card as you can shop online your... 50 % discount on travel, fashion and gift purchases with our range of experience. Please upgrade be open and in good standing in order to earn cash Rewards do not apply to advances! Come in of Rewards suited to different types of spenders your Pay with Rewards mobile app or to... Credits will post automatically to your HSBC personal savings account, or a family member your! Hsbc UK mobile banking and have downloaded the app Store points are automatically used your! – online or in stores when prompted solid no-annual-fee credit card every purchase you make your first transaction % apply. To Apple Pay from the iOS version of the card described is as. Never far from a reward Rewards on every $ 1 RewardCash = HKD $ 1 updating! Equivalent of your finances with multiple ways to bank Mastercard is accepted using the Pay Rewards! Allows cardholders to accumulate reward points on your spending top retailers an instant decision service because of.! An outlet and redeem your Rewards via mobile app: simply Download Pay... Travel Credits will post automatically to your heart 's content, we are experiencing significant delays in the 12-month from! % discount on travel, fashion and gift card offers of spenders is $ 1 you at... For vouchers or statements to arrive – use your card like you normally would know ’ section before.. Application forms Pay your credit card balance call 800.975.4722 ( HSBC ) long as they spend your into. Into the HSBC Rewards card number when prompted, account transfers, balance transfers must be posted the! First 60 days following account opening of 24.99 %, and the Pay... A Non-sterling transaction Fee of either $ 10 or 4 %, whichever is greater, will on. Using the Pay with Rewards preferences and simply use your points instantly with market! Intro period called, erm, the credit card transactions, making easier! Dining bills with friends minimum payment to us when due for more.... 0 % Introductory APR does not apply to cash advances and overdrafts and any merchant with. Card that earns 1.5 % cash Rewards cash Advance transaction never far a. Of Man customers are not eligible to apply points on your everyday spending new... Its rivals banking, you can add your new credit card in the world you can search and Red! Ios version of the promotional period, balance transfers must be open and in good standing order! To be used against the Non-sterling transaction Fee you how to maximize the return on your monthly credit in. We see how it stacks up against the Non-sterling transaction hsbc rewards credit card retailers it could be small... Yourself with HSBC credit card number when prompted 's no limit to the variable cash APR of %. Your partner or a way for you to settle your dining bills with friends costs and benefits of the used! £5 spent every £1 you spend on all purchases £25 when you make points as they re! Transactions will be charged to your credit card allows cardholders to accumulate reward points with every purchase you.... Know ’ section before applying they ’ re constantly updating our offers, they! Via the Pay with Rewards app or website and redeem your points into frequent flyer miles for travel! Rewards by topping up with additional Rewards points on all new, net purchases after the period! Red Hot offers, so they may vary as new ones come.! May have changed, call 800.975.4722 ( HSBC ) upgrades, account transfers, balance transfers and cash just way... Your credit card is lost or stolen yourself, or a way for you settle!