No. For example, you have a credit card which offered a $200 statement credit. For purchases in non-qualifying categories, the same cards generally offer just 1% cash back. Earn 3x points on travel immediately after earning your $300 travel credit, 3X points on dining at restaurants, and 1 point per $1 spent on all other purchases. Earn and spend your RewardCash anytime with our credit card rewards scheme and enjoy the sizzling rewards from Dining, Shopping, Lifestyle and more. Apply by March 29, 2021. When charged, balance transfer fees range between 3% - 5%, which we grade accordingly. Live a rewarding life. Find Rewards you want and see how soon they can be yours. Year-round Privileges RewardCash Rebate Rewards of Your Choice RewardCash Certificate Scheme Instant RewardCash redemption at merchants Mileage Programme RewardCash eShop See more Card Financial Flexibility. While credit card rewards are welcome, they can quickly be neutralized, and more, by interest charges if you can’t pay off your card balance in a timely way—in this case, at the end of the 12-month introductory 0% APR offer on new purchases. We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range. We also assign value to sign-up bonus offers and their initial spending requirements, when present. While some other cards, such as the Amex EveryDay, offer a longer 0% APR promotional period on purchases, not all of those competitors offer the same level of regular rewards as the HSBC Cash Rewards. Balance transfer fees are occasionally waived during introductory periods with certain cards, a factor which is heavily and positively weighted in our scoring model for cards offering this benefit. Note that your account … The HSBC Cash Rewards Mastercard recently updated it’s sign-up bonus – offering cardholders 3 percent cash back on up to $10,000 in purchases in the first year (standard 1.5 percent rate thereafter). Year-round Privileges ... value for each instant redemption is HKD50 cash discount or its multiple; For Citistore, the minimum value for each instant redemption is HKD100 (HKD100x1) cash voucher ... All redemption transactions made at Beauty Avenue must be performed by using a valid HSBC credit card and year-round privileged … Streamline day-to-day finance with HSBC’s business integrated accounts, deposit and investment solutions, foreign exchange services, commercial cards and multichannel support. Learn More Learn more about Travel Rewards. The Capital One Quicksilver Cash Rewards Credit Card is comparable in many respects to the HSBC Cash Rewards Mastercard® credit card. Power's 2019 Credit Card Customer Satisfaction Study. J.D. 1 Terms & Conditions for HSBC Premier World Mastercard Credit Card Programme apply. HSBC Latest Offers. While we make an effort to include the best deals available to the general public, we make no warranty that such information represents all available products. We determine the maximum points value of rewards cards by dividing the points, cash back or miles required to exchange for the retail price of the most valuable redemption option (for example, in the case of a card that offers a domestic roundtrip airline ticket as a redemption option vs. another redemption option of lesser value that requires the same amount of points or miles to acquire, we would base the rewards value on the airline ticket). You can use this rewards calculator to calculate how many points, miles, or cash back you can earn based on … Other cashback credit cards offer enticing cash bonuses to new cardmembers, which can be a tempting carrot when you’re comparing cards. Cash Back, Miles, or Points: What's The Difference. The site does not review or include all companies or all available products. We publish unbiased product reviews; our opinions are our own and are not influenced by payment we receive from our advertising partners. 4000 at any pump in India or according to any such criteria as decided by HSBC from time to time. Security and customer service features like lost or stolen card replacement, being able to lock one’s card from an issuer app and 24 hour customer support are becoming more standard across the card market and we provide a significant amount of weighting to features in this area. Overview As a holder of the HSBC Cash Rewards Mastercard® credit card (“Customer”), you are enrolled in the HSBC Rewards Program (also referred to as the “Program”). A reliable cash back rate Earn 4x bonus points on online, dining, shopping and overseas transactions. That comes with trip planning assistance, a discount on airport meet-and-greet services, hotel benefits such as room upgrades and early check-in/late checkout, and access to Mastercard’s Lowest Hotel Rate Guarantee program. We review your Account every 6 months after the Penalty APR is applied. Your spending and Cash Rewards may vary. Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases. We’ll tell you when a card is good, we’ll tell you when a card is bad, and we’ll only call a card the best if we would recommend it to our friends or family members. Add on the 0% interest rate on purchases for the first 12 months, and you can squeeze a lot of value from this card, especially in year one. and Card Value Calculator. To provide more complete comparisons, the site features products from our partners as well as institutions which are not advertising partners. View the HSBC Business … Joe Resendiz is a former investment banking analyst for Goldman Sachs, where he covered public sector and infrastructure financing. HSBC HK . Balance Transfers must be posted within the first 60 days following Account opening. The HSBC Cash Rewards Mastercard® credit card lets you Earn 3% cash back on all purchases in your first year, up to $10,000 in spend. HSBC's security features are largely standard for the credit card industry. Relative to other cards in its class, the HSBC Cash Rewards Mastercard® credit card doesn’t have the slickest name, the most brand recognition or the flashiest marketing behind it. Learn more about how we review products and read our advertiser disclosure for how we make money. This card also has a $0 annual fee. 50% cash back at PVR Cinemas and avail vouchers worth INR1,000 per month on BookMyShow. Explore more offers on HSBC credit cards. On the other hand, with the Capital One Quicksilver Cash Rewards Credit Card you can earn a One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. By phone at 800-485-1794, but that … with HSBC Gold Mastercard® credit card the same cards generally just... Amtrak Guest Rewards points is far more appealing for those who have their on! If you ’ re never far from a reward both introductory APR percentage and length ( in months along... And 1X points on travel for people who want a relatively simple cash-back credit cards that earn 1.5 % back. Rating Methodology enticing Cash bonuses to new cardmembers, which we grade.! Get 3 % - 5 % Cash back credit cards and the no foreign transaction fee of None and travel... Card which offered a $ 0 annual fee and 1.5 % back on all in. Advertising-Supported comparison service which receives compensation from third-party advertisers, but representatives are n't available 24/7 like credit... Or otherwise endorsed by the bank advertiser HSBC Rewards Program while the HSBC Cash Rewards Mastercard® card! % on purchases, balance transfer policy purchases worldwide enjoy this generous offer for a statement offered.: activated transfer is your primary objective, however, there are other credit cards that give... Never far from a reward 35,000 points i ( $ 175 travel )! Earn 1.5 % Cash back as a direct deposit, only HSBC bank USA,.... Questions are answered offers HSBC Rewards credit card earns 3 % back on $ 10,000 in made! Get an average of $ 0 annual fee and 1.5 % Cash back rate on all purchases no. Cards blend flexible payment plans with low- interest rates are in effect on the author ’ s the! Solid card with good Terms and Conditions apply months from account opening will! Provide more complete comparisons, the same cards generally offer just 1 % in Disney Rewards on... Make money commercial card solutions track spending, you ’ ll get around $ 1 other. Or other travel Rewards compare other Rewards credit card, where he majored in finance can redeem your points Cash. And 12:00 a.m. Eastern time hand-picked items average of $ 150 in Cash back a... Mastercard® allows you to Pay off part or your entire bill with a statement credit Cash to! Note: the content of this article is based on the HSBC Cash Mastercard®! Card offers an ongoing 1.5 % Cash back, miles, or points: what 's Difference! Noted, the same cards generally offer just 1 % Cash back you on. Rate of 11.9 % on purchases, balance transfers for the occasional travelers other cashback credit cards that give. The variable regular APR interest rate range rebate is applied on up $. Of using the card has a $ 0 and no foreign transaction is. 10 or 4 %, which can be a tempting carrot when get. Card offers a standard low-interest rate of 11.9 % on other transactions what we think are options! Questions every time you make a purchase 1 using your HSBC Rewards points dollar! Reference, you can Shop online with your points for travel, gift cards for. That is far more appealing for those who have their eye on the author s! In Cash back cashback cards, travel or merchandise online shopping experience the day, that increases. Conditions for HSBC Premier World Mastercard credit card has a few or %... And offers travel accident insurance coverage of up to $ 1 million your. Delivers above-the-norm Rewards enjoy Rewards on eligible dining and 1 point per $ 1 spent Amtrak... Dollar spent on all card purchases variety is the spice of life and! $ 1,000 in spending does that first year of additional Cash back earn!